Privacy Policy

This publication is designed to provide educational information regarding the subject matter covered. It is sold with the understanding that the author is not engaged in rendering legal, financial or professional advice. If legal advice or other expert assistance is required, the services of a professional should be sought.

All rights reserved. No parts of this publication or its resources may be reproduced or transmitted in any form or by any means. Electronic, mechanical, including photocopying, recording or by any information storage or retrieval system, without written permission of the author. The use of dispute letters is only permitted for personal use.

The authors, publishers specifically disclaim all responsibility for a liability, loss, or risk, personal or otherwise, which incurred therefore, directly, or indirectly of the use and application of any of the contents of the publication